RAFAY, A. PROBLEMS AND ISSUES IN TRANSFORMATION FROM CONVENTIONAL BANKING TO ISLAMIC BANKING: LITERATURE REVIEW FOR THE NEED OF A COMPREHENSIVE FRAMEWORK FOR A SMOOTH CHANGE. CITY UNIVERSITY RESEARCH JOURNAL, [S. l.], v. 5, n. 2, 2019. Disponível em: https://cusitjournals.com/index.php/CURJ/article/view/73. Acesso em: 5 may. 2024.